Michael Carrillo fights directly with insurance companies on your behalf — handling Fire, Flood, Hurricane, Roof Leaks, Pipe Leaks, Tornadoes, Theft, Power Surge, Sink Holes, and many other types of property damage.
No matter where you are in the process, Omni Claims Consultants can step in and help. You may hire us at any point — there is no time frame to obtain representation.
Step one is an initial site assessment inspection with an OMNI Public Insurance Adjuster.
Learn more ▾Has your insurance made a fair determination on payment for your damages?
Learn more ▾If your claim has been denied, OMNI Claims Consultants can still help you obtain funds for your damages.
Learn more ▾Provide the carrier with our expert estimate, created by our expert loss consultant.
Learn more ▾We handle claims that deal with perils such as:
Every claim is different, but this is the typical process. Steps may change depending on your insurance company's determinations.
Our Public Adjuster meets with you at your property to inspect and assess all damages in full detail.
Once you sign the retainer, we handle all matters of your claim and speak directly with your Insurance Company.
We report your claim to your Insurance Company with complete documentation — photos, engineering reports, and expert estimates.
Our adjuster and the insurance field adjuster meet at your property. Both create independent estimates from this inspection appointment.
The Insurance Company has up to 60 days by law. We then negotiate based on their response — if denied, we partner with experienced property claims attorneys to continue fighting for full compensation.
Insurance company adjusters work for the insurer. Michael works exclusively for you.
Homeowners and business owners across South Florida trust Michael to fight for their claims.
"After Hurricane Ian, my insurer offered me a fraction of what I needed. Omni Claims Consultants got me more than 4x the original offer. I can't thank Michael enough."
"My water damage claim was denied outright. Michael reopened it, documented everything properly, and I received a full settlement. Absolutely worth every penny."
"I had no idea how much I was leaving on the table. Professional, responsive, and relentless. Michael got me a settlement I never could have gotten on my own."
Everything you need to know about hiring a public adjuster in Miami and South Florida.
A public adjuster is a licensed professional who represents you — the policyholder — not the insurance company. We document all your damages, prepare a professional estimate, negotiate with your insurer, and fight to get you the maximum settlement your policy allows.
Omni Claims Consultants charges no upfront fees. We work on a contingency basis — you only pay a percentage of your final settlement. If we don't recover money for you, you owe us nothing.
Yes — you can hire us at any point during the claims process. Whether your claim is new, already filed, underpaid, or denied, there is no time frame restriction to obtain representation.
A denied claim is not the end. We can work with experienced property claims attorneys to reopen your case, document your damages with photos and engineering reports, and continue fighting until you are properly compensated.
A "below deductible" determination means the insurer's estimate is less than your deductible — but it also means they did find damage and accepted responsibility. We submit our expert estimate to challenge their valuation and push for a supplement payment above your deductible.
By Florida law, your insurance company has up to 60 days to make their initial determination after a claim is filed. With a public adjuster on your side, we ensure your claim is properly documented and aggressively followed up throughout that entire window.
Takes 2 minutes. No commitment, no cost. Michael will review your claim and tell you exactly where you stand.