When your Insurance Company determines your claim damages to be “below deductible” that means that the estimate created by your insurance adjuster is either less than your policy deductible or, once your policy is deducted from the estimate amount that your Insurance Company believes your damages to be worth, the total is 0.00.
Please, notice that a “below deductible” determination concludes that your Insurance Company did believe to find damages at your property and are assuming responsibility for the damages.
The next step is to provide the carrier with OUR EXPERT ESTIMATE created by our expert loss consultant. Your Insurance Company will review our estimate to re-evaluate their initial determination for possible supplement payment or requests to proceed with further assessing your claim.
