Fire is one of the most destructive types of property damage. A fire can originate from many sources, among them: electrical failure, explosion / gas leak, lightning, etc. Regardless of its origin, once the fire strikes it can turn your life upside down in a matter of minutes. A fire can affect the electrical system of your property, destroy all of your belongings, and even damage the entire building structure.

Finally, your property will suffer additional affectations related to firefighting efforts such as cutting holes in the walls and roof to let the smoke out, water damage, and the spread of toxic chemicals throughout your premises. After a fire hits your property, you will be under a lot of stress and pressure; yet, you will need to make quick decisions in order to minimize the damage and speed your recovery process, including filing a claim with your insurance company.

Unfortunately, some Insurance Companies will tend to underpay the full cost of repairs to your home. That is why you need to have someone on your side: someone that represent your interests and not the insurance company. At Omni Claims Consultants, we have the knowledge and necessary experience to help you through this complicated process. 

If you’ve been affected by fire damage, call us immediately. Our public adjusters will meet you at the property to evaluate the damages, review your policy, and assess claim viability. We will help you to thoroughly and carefully document your claim in order to prevent it from being denied or minimized by the insurance company. By becoming involved since the very beginning of the claim, we can set the tone for the entire negotiation process and ensure that you receive the most from your insurance company. Remember, Omni Claims Consultants will be there to advocate only for you and your property. We will represent your interests, not the insurance company.

• Do not enter your property until the fire department tells you it is safe to go.
  
  
• When entering the building, take extreme caution since there will be plenty of water, and chemicals residues. In addition, look for potential structural damage.
  
  
• Where possible, try to mitigate the damage. For example, if your roof is damaged try to put a tarp on it. If your windows are broken try to cover them with plywood. (Remember that it is your responsibility to prevent further damages from affecting your property).
  
  
• We strongly advise that you document all damages to your property. Take as many photographs and videos as you can.
  
  
• Make a written list of everything that was damaged by the fire. 
  
  
• If, due to damage, your property becomes unlivable and you have to make additional expenses such as accommodations, food, hotels, etc., we recommend that you keep all receipts for these expenses.