Sometimes, when facing repairs in your property, you will notice that some codes and regulations have changed and you will need to update your premises’ structures in order to ensure they meet current building codes.
You may suffer loss when the enforcement of some ordinances or laws increases the cost of repairs to your property.
For example, you will not be able to replace your roof with the same type of roof your property had; instead, you will be required to upgrade to a new roof type according to the new ordinances. Other examples include upgrading your electrical, heating, plumbing, and air-conditioning systems based on new city codes. In these cases, as in many others, the cost could be twice than the original.
Depending on your insurance policy, you could have rights to this coverage.
Ordinance or law insurance covers the cost to rebuild a home that has been destroyed, as well as the cost to upgrade a home so that it meets the most up-to-date building codes after a covered loss.
If the cost of repairing your property has increased as a result of new ordinances or laws regulating construction in your area, call us immediately. Our public adjusters will meet you at the property to review your policy, and assess the viability of your claim. Omni Claims Consultants can help you to thoroughly and carefully document your claim in order to prevent it from being denied or minimized by the insurance company.
We insist that you call us right away because by becoming involved since the very beginning of the claim, we can set the tone for the entire negotiation process and ensure that you receive the most from your insurance company. Omni Claims Consultants will be there to advocate only for you and your property.
Law & Ordinance claims are complex and will require a lot of supporting documentation.
That’s why it’s important to have our experienced Public Adjusters on your side right from the beginning. Don’t forget to call us immediately.